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bira bank
bira bank is the only trade association owned bank for independent retailers and we can help you whether it’s lending or saving for you or your business.
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bira direct
The buying service for bira members, offering you improved terms, deals, discounts, rebates and reduced minimum carriage paid order values with a wide range of major suppliers, manufacturers and distributors.
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bira legal
Professional advice and guidance, specific to your business by telephone, email and online from a friendly, dedicated team of lawyers, consultants and experienced advisers, including the in-house bira legal team.
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Card processing
bira members benefits from an exclusive packaged card processing deal with Global Payments, the starting rate for face to face standard credit card transactions is 1.175%, and could be as low as 0.975%.
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Business banking
bira members benefit from preferential business banking rates and terms in partnership with HSBC Bank plc.
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bira music store
bira music store is a royalty free in-store music service for members.
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bira training
From one day workshops right through to the blue riband Oxford Summer School our retail and technical training is practical, relevant and delivers positive results for your business.
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AXA/PPP health scheme
AXA/PPP private medical insurance scheme (administered by Health Matters (UK) Limited), offers cover for out-patient, day-case and in-patient treatment and is available to all bira member companies and their employees
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Website design
bira members can benefit from generous discounts on website design and hosting with Sitewizard
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Hotel discounts
bira members can enjoy fantastic reductions on their UK hotel bookings with Jury’s Inn and Grange Hotels.
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Shop fitting
bira members can benefit from low prices for their shop fitting needs with Salepoint who can help with projects from shelving to a fully designed refit.
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Breakdown cover
bira members can enjoy exclusive negotiated rates from the AA, the UK’s No. 1 breakdown service, who have more dedicated patrols than any other breakdown organisation.
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Utilities and telecoms discounts
bira has partnered up with a number of specialist providers who can offer members discounts on their gas, electricity and telecoms bills
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Member communications
Being a bira member gives you access to a range of member communications
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Business stationery
bira members can get preferential rates on over 18,000 product lines with Charter, including stationery, shredders, catering products & bespoke printing including receipt pads, invoices and letterheads.
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Rating Service
The bira rating service with DTZ Debenham Tie Leung provides a no win, no fee guarantee which has made significant savings for members where a rates reduction has been identified.
What our members say
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We recently phoned bira legal and were amazed at the realistic commercial attitude shown by the new team at Ellis Whittam. It was very refreshing to feel they were ‘on our side’ and to speak to someone straight away without having to wait hours for a call-back. From our dealings so far we are very impressed.
David Clarke, Rightway Limited/W.Bevan & Sons ltd
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Our bank wouldn't help us but bira bank did!
Janine Tozer, Not Just Pets
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I regularly use bira bank for my business needs as not only are their rates very competitive but the service I receive is convenient and hassle free.
Bob Chapman, Bavenhill Mechanics
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I was amazed at how low the rates were with bira bank, much better than my own bank's, and how easy and quick it was to get the loan.
Christine Lynn-Thomas, Kooks, Richmond
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We were delighted that Jo was successful in obtaining a scholarship from Skillsmart to attend the Summer School. We might have lost Jo for a week out of the business but the post School benefits have been more than compensation. I would urge all independents to look closely at sending delegates. You will not regret it.
John Morris, Managing Director, Elphicks, Surrey
A message from our advertisers
The bira family
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British Hardware Federation
BHF is dedicated to protecting & championing independent retailers of hardware, ironmongery, tools, DIY, home improvements and allied products
www.bira.co.uk/bhf -
Cookshop & Housewares Association
CHA supports and champions independent cookshops & retailers of housewares, homewares, design-led giftware and allied products
www.bira.co.uk/cha -
Pet Product Retail Association
PPRA represents, supports and promotes independent pet product retailers
www.bira.co.uk/ppra -
Home Decoration Retailers Association
HDRA works closely with BHF to support and represent home décor, furnishings and interiors retailers
www.bira.co.uk/hdra -
British Agricultural & Garden Machinery Association
BAGMA ensure those working in the land based engineering industry are supported, well represented & have access to training to meet the industry’s developing technologies
www.bagma.comRead more about British Agricultural & Garden Machinery Association
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Fashion Association of Britain
FAB is the new association formed to represent, support and champion all independent retailers in fashion – menswear, womenswear, childrenswear, accessories and allied products
www.fashionassociationofbritain.co.uk
