bira finance
Finance made easy for independent retailers
bira finance is the only trade association owned bank in the country. Whether it’s lending or saving for you or your business, the bira finance team understand the needs of independent retailers and deliver a trusted and personal level of service every time.
Whilst committed to responsible lending bira finance also understand that finding banks willing to lend at the moment can be difficult. Not only are our rates highly competitive and fixed for the duration but the flexibility and benefits we offer are paramount when considering a lender.
We operate on a transparent level with no hidden fees, penalties or administration costs. Paperwork is simple and straight forward and you speak to a real person, who can offer essential advice, every time you call. That’s why bira members return time and time again for their business and personal requirements.
Loans
Exclusive competitive fixed rate loans from the trade association bank – bira finance. Members benefit from no fees or penalties, with quick and easy application.
- Vehicle loans (fleet deals available)
- Personal loans
- Equipment loans
- Working capital loans
Savings
Exclusive competitive rates on savings. Safe and secure service, with easy access accounts.
- Cash ISAs
- Deposit Accounts
For full details, including our current competitive rates, please visit our bira finance website:
www.birafinance.co.uk
bira finance is authorised and regulated by the Financial Services Authority.
Latest news
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22 Feb 2012
Deadline for Young Retailers extended

The deadline for entrant to the UK Young Retailer of the Year has been extended to 9th March.
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14 Feb 2012
Full house for empty shop report

Vacancy rates in British high streets remained above 14% throughout 2011 and threaten to rise in 2012 argued the Local Data Company at a packed...
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14 Feb 2012
Get mentoring

The government has laucnhed free online training to help get thousands of experienced business people mentoring small businesses.
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13 Feb 2012
Independents ended 2011 on the up (no, really)

Independent retailers produced a strong end to a troubled 2011, according to the results from the bira sales monitor

